SIP Calculator

Finance & Investment

Project the future value of monthly SIP investments.

Runs entirely in your browser โ€” nothing is uploaded

Features

  • Future value of a monthly systematic investment plan.
  • Splits the result into money invested versus wealth gained.
  • Optional annual step-up to model rising contributions.
  • Year-by-year growth table.

How to use the SIP Calculator

  1. 1Enter your monthly investment, expected annual return and duration.
  2. 2Add an annual step-up percentage if your contribution grows.
  3. 3Compare invested capital against projected value.

Frequently asked questions

What return should I assume?

Long-run equity averages of 10โ€“12% are a common planning assumption, but returns are never guaranteed. Model a pessimistic case too.